MAKE IT WORK, HARD
YOU’RE DOING WELL PROFESSIONALLY…
But you’re not where you thought you’d be by now…
If you’re like most people, you don’t have the luxury of having more money than things to spend it on.
There’s lots of money coming in, but frustratingly, it seems to go out just as quickly and you can’t seem to do more with it.
Worse still, you aren’t getting ahead like you want to and you don’t know how to change this.
If you’re like most people, you don’t have the luxury of having more money than things to spend it on. So if you can’t have everything you want, you need to know: What is most important to you, and what resources do you have available. Once you understand this you need a plan to squeeze every last bit of performance out of your assets relative to the risks you’re prepared to take and the work you’re willing to put in.
Case Study: John & Marilyn
John and Marilyn love travelling. John loves riding his bike, and Marilyn loves photography. They have a shared love of good food and wine.They were in a pretty good position when we first met, but they weren’t confident that they could afford to maintain their lifestyle when John ultimately stopped working. We developed a model for them showing their income and asset position over time - right through till they both turn 100 years of age! We were able to show them that their plans were realistic and affordable which gave them both peace of mind.
But then we showed them how changing the structure of their affairs could save them tens of thousands of dollars in tax each year - a dramatic improvement. This was achieved without investing more money, borrowing money or taking extra risks with their investments.
This strengthened their financial position, and gave John the option to finish work earlier than originally planned.