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  It feels like I’m going back in time with this week’s topic – we’re talking about Term ...

  We certainly are living in interesting times. The level of activity and change at the moment is ...

  We’ve seen some dramatic movements in markets over the past 6 months. One of the most notable changes...

  I had a phone call this week from a client with bad news – they’ve been diagnosed with a very ...

  Thankfully, the election is over and done with. While the results haven’t yet been finalised we know ...

  How is it possible that someone can be wealthy, and yet not feel secure? To have substantial assets but...

  We’re continuing our discussions about cyber security this week, and the steps you can take to ...

  I had conversations this week with three different people who told me about how they or something they ...

  Wednesday of this week saw the release of the highest inflation figures for over 20 years. Given ...

  What is it you expect when you see a financial advisor? Most people I think expect more clarity, ...

  This week the government released their budget. While there was the usual media hype about it, the ...

  Ash Barty is not a financial topic, but the subject of her retirement is definitely of interest to us. ...

  As I write this on Friday morning, we’ve seen significant developments over the past two nights that ...

  I recently attended a lecture by a professor of finance that was unexpectedly fascinating – not what ...

  The conflict continues in Ukraine and between that and the floods there’s not been much space left ...

  In the last few days, we’ve seen the return of realpolitik with the invasion of Ukraine by Russia. ...

  Sometimes when people ask me what it is that I do, if I tell them I’m a Financial Planner they nod ...

  There’s been a lot of news in the financial press over the past couple of months about Magellan, one ...

  Welcome to 2022! It’s great to be back after the Christmas and New Year break. This year has a ...

  Well, we’re finally in December and the start of summer (although the weather doesn’t seem to know ...

  When we first started building a sustainability portfolio we were doing so because of our desire to ...

  This week I’m talking about me, and I’m going to reveal something I’ve tried to hide for the ...

  This week I wanted to explain the mountain of paperwork you’re receiving in relation to our fees. I ...

  Lots of people I’m talking to at the moment are feeling like the end of the year can’t come quickly...

  Have you ever felt yourself going mad looking for your keys, only for your partner to come and find ...

  I read an article this week suggesting up to 40% of the global workforce is planning on changing jobs ...

  As we come to the end of lockdown here in NSW (hopefully that’s the last time I need to say that!) I ...

  I was asked this week about where the investment markets are headed. While I responded in my usual ...

  With the recent turn in investment markets, we’ve been asked by a few clients what’s impacting ...

    I had a really interesting discussion with a client this week who is recently retired. They’d ...

  We had an interesting discussion this week about the difference between luck and skill, and how this ...

  Spring has sprung, and with it the prospect of sunshine, warm days, and balmy nights (just not this ...

  Would you prefer to be right, and lose, or wrong and win? This week I was told the same story by two ...

  Why do we prioritise some risks over others, or perceive something as being riskier than an alternate? ...

  Hands up everyone who’s sick of talking about Covid, vaccinations, and lockdowns? I thought so. From ...

  One of the things some people find really difficult is not the financial side of retirement planning, ...

    To the surprise of no one, the lockdown in Sydney has been extended this week. Thankfully though...

I went to see Hamilton recently and it was a fantastic show – I highly recommend it. One of the things that ...

  I don’t know about you, but this round of lockdowns seems to be rougher than the first. I think a big...

  In spite of the ongoing lockdowns in Sydney, the last two weeks have seen some really significant ...

  Happy New (Financial) Year. One of the questions I’m sometimes asked is what do I do to manage my ...

  This week I was asked a question about the value of insurance. Bluntly, I was asked if it was worth it ...

  We’re continuing our ‘Ask me Anything’ series this week, and looking at what an initial Discovery...

  I’ve was really lucky 9 months ago to come across Larissa when I was looking for a someone to grow ...

  The economic recovery from the COVID induced downturn continues apace – both domestically and ...

  We’ve had a lot of inquiries over the past few weeks from business owners asking about buying ...

  In the final installment of our series on our Investment Philosophy, we talk about the importance of ...

  This week saw the release of the federal budget – or at least confirmation that the details been ...

  This week we return to the discussion of the principles that underpin decisions about how we invest ...

  This week I had the opportunity to attend a LIVE, IN-PERSON CONFERENCE! This was the first such event ...

  We’re continuing our discussion of our Investment Philosophy this week by focussing on the point at ...

  This week we’re continuing our discussion of the Investment Philosophy the underpins the decisions we...

  Over the past few months, we’ve been talking about changes we’re making to our investment approach....

  Many people who know me think that I’m a little bit crazy – particularly over the last couple of ...

  We look like we’ll be living with low interest rates for some time according to the Reserve Bank of ...

  An experience money can’t buy. We hear this saying so often it’s become a cliché. This week I’m ...

  Have you ever had a friend comment on something you see every day, and as a result you look at it in a ...

  We’ve been talking about the sustainability portfolio we’ve built for the last few months. ...

  A sombre note this week following a visit to an old friend who’s in a bad way. Despite his health ...

  We’re starting to get a lot of queries from people regarding their life insurance policies (life, ...

  If you haven’t heard the tale of GameStop over the last few weeks, hold onto your hats (and perhaps ...

  Over the course of 2020 we spoke several times about the Sustainable Investment Portfolio we have ...

  It’s time to call an end to 2020. I was talking to my daughters the other day and I had to stop them ...

I had an interesting conversation a couple of weeks ago with a client who works in an industry that is one of ...

  This week there were two disturbing stories in the Australian Financial Review about how cyber ...

  A big milestone this week as we celebrate 12 months since Knightswood House merged with the business of...

  Even in a year as drawn out as this one we eventually had to get there. That’s right, it’s only 6 ...

  What a week.   While the US election dominated the headlines and the airtime, the issue that will ...

    One of the things that so many people have commented on throughout the whole COVID period is how...

  This week we return to a topic that is so important to me – how to maintain our health as we get ...

  What are the critical issues you need to examine as part of an Insurance Check-up? Following our ...

  Another big week this week.   Tuesday’s budget certainly contained a lot of measures designed to...

  We all like to cover our risks where possible, but often the thought of the process you need to go ...

  What are the $30,000 questions? We hear a lot about the value of big data. Everything we do and say ...

  Over the past 12 months we’ve been doing a lot of research to develop a new portfolio. This was given...

  We had an interesting discussion with a client this week. They were concerned about one of their adult ...

  So, the statisticians this week gave us formal confirmation that we are in a recession, but the ...

  Spring is sprung (almost), and with a change in the air, there’s a change in the country as well.   ...

  Well, it’s been a bit of an up and down week.   We’ve seen Covid cases dropping around ...

I’ve spent the past week pondering a friend’s comment to me that capitalism as we know it is dead. This ...

  This Sunday was supposed to be the 50th running of the City2Surf, but unfortunately Covid has put paid ...

  As we head into our 7th week of the lockdown, there is a much more positive feeling in the air. In our ...

    What have we learned from 5 weeks of lockdown? What do we think are some of the impacts on ...

    The long weekend and the government support seems to have provided an opportunity for us and the...

    In what is a short week due to the Easter long weekend, a sense of stability appears to have ...

The Australian Government this week announced a $130 billion wage subsidy for businesses impacted by ...

    This week has seen a further step up in the government response to the economic downturn we're ...

Conditions are changing rapidly at present. Successful businesses are being forced to close down (temporarily ...

You can’t eat your assetsRecently I’ve met a lot of people who feel under pressure.On paper they’re ...

Your business is an asset – but it shouldn’t be your only one. I met with a business owner recently who is...

Do you feel like you are being left behind?   I caught up with a mate for a beer over Christmas. He was ...

Do you know Aunty Dot?   You might not, but I’m sure you know someone just like her. She’s the person...

What are your plans for 2020? I was talking to my wife over Christmas and she asked me what my plans were for ...

Over summer I became Keanu Reeves... Well, an older, less attractive version of his character from Point ...

[8/10] – Are you a reluctant investor? Do you find it uncomfortable? Being uncomfortable about investing is ...

Why are you working? I’ve spent the last 5 months working pretty hard. I’ve been juggling running my ...

It seems hard to believe but here we are, almost at the end of 2019 and on the cusp of 2020. I’ve recorded a...

I’m often approached by people who are unsure about their finances and are looking for help – but they ...

[7/10] What is the key to being financially successful? We all want to feel in control of our finances and not...

I’m delighted to announce some exciting changes to our business. Firstly, on Wednesday of this week I ...

Do we now need smart drugs to be our best? Or do we just need to be smarter?   I watched a documentary ...

[6/10] If you're like me, you don't generally like to consider that your successes are down to anything more ...

Can mandating the study of ethics lead to an improvement of culture and behaviour across an entire ...

[5/10] - Have you ever made a quick financial decision that you later regretted? The 5th video in our series ...

[4/10] The Fourth Commandment of financial success: Don't compare yourself to others.   It can be hard in...

[3/10] Would you consider attempting to run a marathon without any planning or preparation? Probably not. ...

Risk vs Consequences I’ve recently been reading a book called ‘Alone on the Wall’, the story of rock ...

[2/10] - 2nd Commandment of Personal Financial Success Do you know someone who is worried about spending any ...

[1/10] What is the point of being financially successful, but being lonely because your relationships have ...

[7/7] Have you ever had a friend with short arms and long pockets? Someone who invites you out and works it so...

[6/7] The 6th Deadly Sin of Personal Finance. Do you ever feel frustrated because you aren't where you thought...

[5/7] The 5th Deadly Sin of Financial Planning. Have you ever looked at your bank account and wondered – ...

On 1 July there will be many people who will have their life insurance cancelled due to new government ...

[4/7 – Planning for the worst] Have you ever turned up for work or an event looking like a drowned rat ...

I spent Sunday afternoon sharing a bottle of champagne with my wife. The best thing is my life insurance ...

[3/7] What does an overly cautious driver and a panicky investor have in common? Have you ever been stuck ...

[2/7] Have you ever left something to the last minute and then panicked and taken big risks or cut corners to ...

[1/7] Ever looked at a manager or a mentor and thought - when I get to their position everything will come ...

As you may or may not know, the federal government has recently introduced changes in legislation such ...

Would a possible $300 Million pay day change your behaviour? Would you lower your standards?   This ...

What is the best lesson you’ve ever received about money?   It is only recently that people have begun ...

I watched coverage of the Paris Marathon on Sunday, marvelling at the beautiful setting for what was a great ...

Focus on the cents and the dollars will take care of themselves. Ever been told that? Makes sense doesn’t ...

I’ve been around for long enough to remember when Budget night was actually one filled with anticipation. ...

Do you want results, or do you want to feel like you’ve worked hard for them? Have you ever felt cheated ...

This month marks the 10 year anniversary of the low point in sharemarkets during the GFC. The actual lowest ...

About 2 years ago I made the decision to partner with The Run Beyond Project as our principle charitable ...

This is a slightly modified version of an article I posted yesterday. I’m sharing it because I’m sick of ...

I attended a conference recently and one of the things I was fascinated by was a discussion around ...

Tell us what you think In case I haven’t mentioned it before, I spend a lot of time out running. Lately ...

How would you feel if you didn’t do something because of money only to find you had more than enough? I ...

The week that was… This week saw the release of the final report from the Hayne Royal Commission. I can’t ...

Are you always looking for that perfect car park? My wife laughs at my driving habits. She finds it amusing ...

Just in case it has slipped your attention, school starts again next week. Importantly, this means that once ...

I hope you had a good Christmas and New Year - I know I did. I’ve been back in the office for the past week ...

2018 Summer Reading List

This week’s message is a little bit of a different one. About six months ago I received a phone call from a ...

I saw an acquaintance on Friday morning while I was out grabbing a coffee, and called a quick hello as I ...

You are probably aware that I run a bit. Now, while I’m going to talk a little bit about running, there is a...

  Drought, Floods and investment marketsRain.Rain.Rain.Despite being in the midst of an extended period ...

With the disarray of the Federal Coalition, the prospect of a change of government next year is an increasing ...

How did 63% of these people nearly cost themselves $Millions? I was talking to a friend this week and he told ...

The 7 key retirement planning numbers you need Are you confused about your retirement planning? Not sure when ...

After first losing her triplets to prematurity, and more recently her husband to cancer, Sophie used running ...

I was attracted to a recent article in a Sydney paper with a headline screaming about how lazy financial ...

What if you could make money while helping build a sustainable future - for you, your children and your ...

I can think of nothing worse than drifting through life without truly experiencing it… ending up on your ...

  Fail to plan and you plan to fail, so the saying goes. A good plan starts with a clear goal, then works...

  I’m often asked how I find time to train and take part in events, while running a business and ...

People often ask me, how do you train for a marathon when you’re busy? After 9 years of training and running...

What is The Run Beyond Project and why do we support it? What follows is the story of Manar, one of the ...

  The 2018 Commonwealth Games taught us a valuable lesson about how we choose to live and accepting the ...

Thank you to everyone who supported us in the Corporate Treadmill Marathon challenge last week. The Outrun ...

Planning on running the TCS New York Marathon? Here are some of the thrilling experiences waiting for you in ...

Support David Hazlewood to raise $2,000 for cancer prevention… and watch Dave run The Corporate Treadmill ...

Looking to become a marathon runner? Here are running coach chris truscott’s tips for creating your very own...

2017 Summer Reading List

An advisor once said he did not so much have people with investment problems as he had investments with people...

Have you got a list of marathons you’d love to do? When I first started running I set my sights on ...

Strava is a great tool. A way of monitoring your training and that of your friends, but bragging rights on ...

I’m two weeks away from running the Gold Coast Marathon. Normally at this stage I’d be a nervous wreck, ...

I’m running a marathon in just under 2 weeks. Training has been a bit up and down owing to a couple of minor...

It’s frustrating when something is holding back your performance. Maybe you’re injured, or just not as fit...

I was glued to the live stream from Monza on the weekend. Not because F1 cars where tearing around the circuit...

Don’t you hate injuries? Particularly when you’ve got a big race coming up? You’ve been training ...

I’ve got to admit, this is not what you would typically expect to hear a financial adviser telling you to ...

Do you have kids? Remember that feeling of being a new parent? If you are like me, there was a sense of wonder...

Have you ever been on a trip where you decided not to do something only to regret it for years afterwards? I ...

I went out running this morning with an interval session programmed into my Garmin. If you aren’t a runner ...

I read an article about Roger Federer recently. He was being interviewed as a follow up to his win in the ...

You may have missed it in all of the other important news, but there was a new Christmas Carol composed ...

I received a smack to the head last week. I came home to an empty house and I knew it would be empty for ...

One of the sleeper issues in the new superannuation legislation that was passed by the government last week is...

I was out running with a mate, Pete, this morning. He is heading over to Perth on Thursday for a surf-ski race...

A friend (Michelle) recently helped her youngest son move out of home, and suddenly she and her husband are ...

If you have over $1.6M in a superannuation pension, you are probably aware that last week the government ...

I was introduced to Matthew last week and we had a conversation that was worth $400,000 to him. Matthew had ...

The last 6 months has repeatedly smacked me in the face with the message that life is short. In this time, ...

With all of the changes in superannuation legislation that have been proposed over the past 6 months, you may ...

From Matilda (the musical): Miracle One can hardly move for beauty and brilliance these days. It seems that ...

Many of the people I meet with have the problem of trying to balance their desires within the limits ...

I was at a conference recently where Bernard Salt, the man who has made demography interesting, spoke. He has...

I recently ran the Boston Marathon. It’s a difficult race to get a start in as it’s one of the only...

Never was the advice to hurry up and do nothing more appropriate than in the aftermath of the Brexit vote ...

I had a conversation with a lady yesterday that left me wondering, at what point are your children actually ...

I wagged work for a few hours yesterday – and it was so much fun! There was a good reason for this. I was ...

The retirement plans of small business owners have emerged from the recent Federal Budget relatively ...

So, how much money is enough? It’s an interesting question, and the amount of money is different for ...

I recently spoke at the GPCE Conference in Sydney. It was great to catch up with some familiar faces over the ...

As we approach the end of financial year, hopefully you have enough energy left to cartwheel over the line ...

Budget 2016 For a budget that is being described by many in the media as dull, there are certainly plenty of ...

If you have a standard Will and your children are beneficiaries, they will receive their inheritance when they...

Over the past year I have noticed a significant change in my perception of life and death. Despite being 41 it...

I had an interesting conversation with a friend who retired about 18 months ago. It centred on the difference ...

Working with a client (Rod) recently highlighted the variability of ethics in the finance industry and a ...

Have you ever found yourself trapped in the Google quicksand? Google is great when you are searching for ...

Retirement is often portrayed as a thirty year holiday, free from the shackles and restrictions of work. But ...

I recently caught up with Ben, a client who entered retirement two years ago. He had built a very successful ...

“And you may find yourself living in a shotgun shack And you may find yourself in another part of the world ...

My alarm went off today at 4:40am. As is my habit I got up straight away, but I’ll admit I didn’t jump out...

Are you planning for your retirement? Got a big list of things you plan to do, things you used to enjoy doing ...

I love travelling. Give me a suitcase, passport and airline tickets and it doesn’t really matter where the ...

I remember a night out on the town with some friends many years ago. We had been out for a few beers and were ...

Sometimes the financial world can be overly complicated. Identifying the issues that are important to your ...

A Continuing Freeze on Medicare Rebates Federal cuts to state government health funding Headlines highlighting...

This is the second in our series of case studies looking at why people come looking for advice, and how we are...

What follows is the first in a series case studies which will discuss some of the people we work with. The ...

The spending patterns you develop in your first year of work as either a GP or a Specialist can largely ...

How many times has a patient come to see you about a problem they have been worried about for a long time? It ...

With the end of Financial Year approaching, it is important to consider whether any of these strategies can ...

Last night’s budget was a fairly dull affair, with the government having leaked most of the significant ...

Finally, after 2 years in the making, ‘Clinical Trials’ the book made its official debut on ...

Money means different things to different people and each of us has different goals. While our attitudes may ...

Does this sound familiar? Suzanne and Michael are both doctors. She is a specialist working in the hospital ...