Archive

  It feels like I’m going back in time with this week’s topic – we’re talking about Term Deposits! This is not something that’s been interesting for many years now (apart from complaining about how low the rates were), but things have turned around significantly in the past few months. In fact, if you haven’t […]

  We certainly are living in interesting times. The level of activity and change at the moment is immense. Interest rate increases, which have been absent from the conversation for what seems like forever, are now front and centre and on a larger scale than was thought possible only a few months ago. The stories […]

  We’ve seen some dramatic movements in markets over the past 6 months. One of the most notable changes has been to interest rates. This is not the cash rate that the Reserve Bank put up this week, but longer-term interest rates that are dictated by the bond market. Now I know you probably don’t […]

  I had a phone call this week from a client with bad news – they’ve been diagnosed with a very serious illness and it looks like they’ve not got long to live. Surprisingly though, the call ended up being the highlight of my day. What could they possibly have said to make things good? […]

  Thankfully, the election is over and done with. While the results haven’t yet been finalised we know the Labor party is forming the new government. Most of us I think are looking forward to ignoring politics again for a few years, but at least in the short term, we want to know what the […]

  How is it possible that someone can be wealthy, and yet not feel secure? To have substantial assets but be worried about paying their bills? This week we’re talking about the most important element in a financial plan, the one thing that can make the difference between you feeling financially secure, and feeling like […]

  We’re continuing our discussions about cyber security this week, and the steps you can take to protect yourself. Given cybercriminals are targeting individuals now because they’re easier marks, this is more important than ever. But, for it to work it’s got to be something that is easy for you to manage and control. We […]

  I had conversations this week with three different people who told me about how they or something they knew had lost a significant amount of money as a result of cyber fraud. It’s a growing problem. No longer are they just targeting banks and large institutions, but they’re going after you and me because […]

  Wednesday of this week saw the release of the highest inflation figures for over 20 years. Given we’re in the midst of an election campaign this took on outsized importance to the politicians as they either tried to downplay it or heighten the concerns about it depending on which side they sat. The headlines […]

  What is it you expect when you see a financial advisor? Most people I think expect more clarity, strategies to improve what they’re doing, and a reduction in stress. Some people however are looking for a little more, and want certainty about how things will play out. Unfortunately, my crystal ball smashed years ago. […]