I was at a conference recently where Bernard Salt, the man who has made demography interesting, spoke. He has classified some new demographic groups since I last heard him, one of which strongly resonated with me: the NETTELs. So who are these people? A NETTEL is some who has Not Enough Time To Enjoy Life. I […]
READ MORESometimes you get a second chance
I recently ran the Boston Marathon. It’s a difficult race to get a start in as it’s one of the only races that have qualifying standards. The challenge of having to qualify means the field is of a higher quality than for other races, and so for non-elite runners (most definitely me), it’s about as close to the […]
READ MOREHurry up and do nothing – why doing nothing can be best
Never was the advice to hurry up and do nothing more appropriate than in the aftermath of the Brexit vote last Friday (our time). The result was unexpected both in the UK and on financial markets, and as a result we saw immediate falls in the sharemarket as investors tried to understand what the impact would be. […]
READ MOREWhen are your children grown up?
I had a conversation with a lady yesterday that left me wondering, at what point are your children actually grown up? She wanted some advice because her 28 year old daughter had asked for help to buy a property, but the amount being requested concerned her. She felt uncomfortable because she didn’t think she could afford […]
READ MOREWagging Work
I wagged work for a few hours yesterday – and it was so much fun! There was a good reason for this. I was reacquainting myself with a lost love. After being together for years I was guilty of taking it for granted. We still did things together, but there wasn’t the same sense of […]
READ MORESmall Business Owners Retirement Plans – Untouched by the Budget
The retirement plans of small business owners have emerged from the recent Federal Budget relatively unscathed, despite much of the negativity surrounding the proposed changes to superannuation contributions limits. Much has been written about the proposed reduction in the caps on contributions to super (both before and after tax contributions). What has not been mentioned […]
READ MOREGPCE Presentation – so you think you’re ready to retire
I recently spoke at the GPCE Conference in Sydney. It was great to catch up with some familiar faces over the three days, and to meet some new ones too. I ran a workshop entitled ‘So you think you’re ready to retire’ which considered the issues outside of the financial ones which impact on how […]
READ MOREPlanning for the end of financial year
As we approach the end of financial year, hopefully you have enough energy left to cartwheel over the line like my daughters! But before you get there it is good to conduct a quick check to ensure there are no opportunities you are missing out on to minimise your income and taxes in this financial year, and […]
READ MOREBudget 2016 – What is the Impact on Doctors?
Budget 2016 For a budget that is being described by many in the media as dull, there are certainly plenty of announcements that will impact on doctors. The most significant for you professionally is undoubtedly the continued freeze on the Medicare Benefits Schedule fees until 2020, and the confirmation of the public hospital agreement reached […]
READ MOREChildren and inheritance – how can you protect them?
If you have a standard Will and your children are beneficiaries, they will receive their inheritance when they turn 18 years old. How would your 18 year old self handle your money? Do you remember what you were like as an 18 year old? If you find it difficult, that might be a reminder of […]
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